Medicare Part D — Prescription Drug Plans
Health & MedicareCompare Medicare Part D prescription drug plans, check which drugs are covered, estimate costs, and enroll online.
Difficulty Level
Moderate — May need help first time
Need Help? Call
1-800-MEDICARE (1-800-633-4227)Senior Tip
Review your plan every year during Open Enrollment (Oct 15 - Dec 7). Plans change their drug coverage and costs annually, so last year's best plan may not be this year's.
How to Get Started
Go to medicare.gov/plan-compare
This is Medicare's official plan comparison tool for drug coverage.
Enter your zip code
Results are specific to your area since plan availability varies by location.
Add your current medications
Enter each drug you take, including dosage. This is crucial for accurate cost comparisons.
Add your preferred pharmacy
Plans have different costs at different pharmacies. Enter your usual pharmacy for accurate pricing.
Common Tasks You Can Do Online
Compare drug plans in your area
medicare.gov/plan-compare > Enter zip > Drug plans
Check if your drug is covered
Plan Compare > Add drugs > See coverage
Estimate annual drug costs
Plan Compare > Compare plans > View estimated costs
Enroll in a Part D plan
Plan Compare > Select plan > Enroll
Apply for Extra Help (low-income subsidy)
ssa.gov/medicare/part-d-extra-help
Troubleshooting
My drug isn't listed in the search▾
Try the generic name instead of brand name. Ask your pharmacist for the generic name if unsure.
Plan costs seem too high▾
You may qualify for Extra Help (Low-Income Subsidy). Apply at ssa.gov or call 1-800-MEDICARE.
Missed Open Enrollment▾
You may qualify for a Special Enrollment Period due to moving, losing coverage, or other life changes. Call 1-800-MEDICARE.
Drug costs changed mid-year▾
You're likely in the coverage gap ("donut hole"). The gap has been shrinking — check medicare.gov for current thresholds.
Accessibility & Phone Help
Call 1-800-MEDICARE (TTY: 1-877-486-2048) 24/7 for phone help comparing plans. SHIP counselors offer free in-person help in every state.
Related Health & Medicare Services
Safety Reminder
Always check that the website address ends in .gov before entering personal information. Never share your Social Security number, Medicare number, or bank details in response to an unsolicited email, call, or text.