Credit Unions Senior Discount
Local credit unions often offer senior checking, CDs, and loan rates
Better rates
PLAN
Who Qualifies?
Minimum Age
55+
AARP Required?
No
Verification
Visit your local credit union — find one at mycreditunion.gov
About This Discount
Credit unions are member-owned and typically offer lower fees, better savings rates, and more personal service than big banks. Many have special senior accounts and CD rates. Find your nearest credit union at mycreditunion.gov.
How to Claim This Discount
- 1
Find a credit union near you at mycreditunion.gov.
- 2
Ask about membership eligibility and senior account options.
- 3
Compare their rates to your current bank.
- 4
Credit unions often have lower fees and better savings rates.
- 5
Many offer senior checking with no monthly fee.
More Banking Discounts
Chase Senior Checking
No monthly feeNo monthly fee checking for customers 62+ with qualifying balance
Bank of America Senior
No monthly feeSafePass Senior Checking with no monthly maintenance fee for 62+
Wells Fargo Senior
Fee waiversFee waivers available for customers meeting age/balance requirements
AARP Banking Benefits
Member ratesAARP members get access to financial planning tools and CD rate discounts